tag:blogger.com,1999:blog-52915779784759592802011-12-29T06:45:00.503-08:00WWnoreply@blogger.comBlogger3661100tag:blogger.com,1999:blog-5291577978475959280.post-45103913757395854602011-12-29T06:45:00.000-08:002011-12-29T06:45:00.511-08:00

Imagine that you need to give a speech to two groups of people. Without knowing who your audience is, you would have a difficult time composing a speech that would appeal to them, right? It would make a huge difference if one were a group of mathematicians and the other a group of fashion designers. To grab the attention of each of these audiences, you’d need to adjust your speech accordingly.

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Because this is a secured loan—the lender is somewhat protected because it can always sell your house out from under you or collect from your insurance company in the case of fire or other damage—there is less emphasis on investigating your ability to repay the loan. Depending on the lender, though, you may be asked to provide proof of income, and the credit limit percentage may be adjusted up or

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You’ve done your background work and now it’s time to put together the pieces you’ve assembled into a resume that “sells” you to an employer. That’s right—resume writing is selling. Your resume is an advertisement for what you can bring to an employer. Similar to newspaper and TV advertising, to be effective your resume must do the following: ■ Capture attention in the first few seconds. ■

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The toughest part of saving for college is, well, saving. The next toughest part is figuring out where to stash the cash. Investing college money is arguably trickier than saving for retirement because the time horizon is shorter and therefore less forgiving. And that’s especially true if your child is in high school. Obviously, parents can invest far more aggressively if their child is still

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How do you know whether the community college you are thinking about attending is any good? For many students that might seem like an irrelevant question. They simply pick the closest campus. Spending time evaluating different schools, however, can make a huge difference. Studies show that above average students can prosper just about anywhere, but students who need remedial help—and there are

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English: The teacher who is clear and highlights the moral issues helps them figure out the various shades of gray in the story line. They will be comfortable reading Jane Austin’s Sense and Sensibility because is pretty straight forward yet deals with common family issues. This author feeds the type’s compulsion to make mental scrapbooks, rich with people details. ISFJ will be paying very close

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Music is a passion that normally hits at an early age, grabs your soul and encompasses your life from then on. If you are considering studying music after high school or even becoming a professional musician, certainly you have already spent a majority of your time during childhood mastering your talent. You already know the amount of dedication, patience and time it takes to nurture your talent

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English: English is likely to be a favorite subject. This type likes teachers who help them clarify their ideas. They will enjoy just about any novel, short story, or poem the teacher assigns. They really like to have a personal relationship with their teachers. The English teacher is likely to appreciate this type’s quick mind and solid ability to identify human emotions in the literature. As a 

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WHO SITS WHERE? Most instructors would like to see students of various ethnic groups establish a rapport with each other in class. Too often, however, we see a kind of instinctive self-segregation as students wander in on the first day of class and sit next to those they already know or those of their own group with whom they automatically feel more comfortable. One simple way to counteract this

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Until now, we have focused on where to fi nd scholarships. If you invest time exploring these areas, you should have a fairly long list of potential scholarships. It may be tempting to start cranking out applications. We actually have a name for the methodology used by students that apply to anything and everything they find it’s called the “shotgun” approach and it never works. Just because

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Loans are available to students; those with financial need are eligible for a subsidized loan, while those who do not meet financial aid requirements are eligible for an unsubsidized loan. Description: Federally insured loans available directly from some colleges, banks, other lenders, or state agencies. Availability: Families must complete the FAFSA to apply. Eligibility: Students who

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Why would a company want to hire you? Looking at hiring from an employer’s perspective is an essential first step in preparing your resume and launching your job search. Generally speaking, companies hire people who have the skills needed to do a particular job and the attributes that will make them a good employee, one who will contribute to the mission and goals of the organization. Please don

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Alison Rabil, the director of financial aid at Barnard College, became concerned one day when she was examining figures on the number of students at the women’s college who were taking out private loans. Rabil and others in Barnard’s financial aid office certainly understood why private loans should be a last resort. But the school’s parents, even though many were college educated, didn’t

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While the Ivy League and other elite schools fuel much of the angst that envelops the college admission process, these elitist campuses welcome only an infinitesimal fraction of college freshmen. By far, the largest number of kids head off to community colleges. In fact, that’s where 45% of all freshmen end up. With roughly 1,200 community colleges in existence, campuses are located within

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English: The INTP may be reticent to speak up although they have may have an opinion. INTP can get very absorbed in a novel if it interests them. If the short story or poem does not interest them, they are likely to get bored. If the novel includes puzzles, mysteries, riddles or science fiction it is a winner as far as they are concerned. They connect the unrelated hints and clues to find the

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Somewhere in the Pacific Northwest, a single mom who makes her living waiting tables is having to schlep more dishes because of an elite East Coast school’s false promises. The mother will have to work even harder to help pay back an obscene amount of loans that she must obtain to cover her talented daughter’s college education that will cost close to $200,000. The college in New York State had

WWnoreply@blogger.comtag:blogger.com,1999:blog-5291577978475959280.post-41525417085893031572011-11-22T07:48:00.000-08:002011-11-22T07:48:00.557-08:00

Having trouble deciding which college dance program is right for you? Answering these questions will help narrow your search. 1. Does the Program Have a Dance Major or Minor? The fi rst step in narrowing your college search is to decide whether or not you want to major in dance. Request information from colleges that interest you to fi nd out if they offer a dance major or minor and if you can

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English: English is likely to be a favorite subject. A teacher who presents literary figures along with the reasons for their behavior in the novel is a favorite. This type can read between the lines and understands the motivations of the characters in novels like Robinson Crusoe. They often love to participate in class. They must have harmony in the class to feel positive and will actively 

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By far, the most common cause of ADHD is a genetic proclivity (i.e., ADHD is often inherited). Studies suggest that the heritability rate of ADHD ranges from 0.75 to 0.91. The heritability rate indicates the percentage of ADHD in an individual resulting from genetic rather than environmental factors. Thus, a heritability rate of 0.75 means that 75% of the cause of ADHD is genetic.However, ADHD

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Once you have exhausted the opportunities in the community, it is time to broaden your search. Although the applicant pool is often larger with national awards, you shouldn’t rule them out. Because many national award programs have marketing budgets, fi nding these awards may actually be easier than local awards. Most national awards will be advertised and the following places will help you track

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Administered by the U.S. Department of Education, Perkins Loans are offered to the student at below-market interest rates. No interest is charged while the student is enrolled at least half-time in college. Although in theory any student is eligible to take out a Perkins Loan, colleges are required to give priority to students with exceptional financial need. In practice, this means that the

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Before you can figure out where you’re going, it helps to understand who you are. With the help of some quick and easy exercises in this chapter and the two that follow, you’ll take a look at yourself and what matters most to you. You’ll examine your priorities from several different angles: ● Your interests ● Your favorite high school courses ● Your skills Each time you draw conclusions about

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In the summer of 2007, the U.S. Department of Education sent letters to 721 colleges, universities, and trade schools where student lending practices seemed fishy. The government determined that the source of most of the student loans at each of these schools came from one lucky lender. At all these schools, a solitary lender held at least 80% of the institution’s federal student loan volume. On

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If you expect to attend a community college, it’s only natural to feel left out if your friends are heading out of town for college. That was what was on the mind of a teenage girl, who posted her frustrations on the Web site of Inside Higher Ed. The student lamented that her friends were all focused on leaving home and having experiences, such as living in a dorm, that she wouldn’t have. “At my

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English: The INTJ loves the teacher who is competent and knows their literature. They would not like a teacher who accepts multiple interpretations of a novel. They want the teacher and class to settle on the best and most accurate interpretation that can survive the INTJ’s analysis and critique. They do not like a teacher who moves from novel to short story to a poem in one lesson plan on a whim

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During the height of the college mating season, my daughter received a piece of mail from Beloit College, a wonderful liberal arts school in Wisconsin that listed its merit scholarships. The mailer contained a laundry list of Beloit’s awards that ranged from $4,000 a year to free tuition. Beloit was quite specific about who qualifies for this free cash. For a top scholarship, for instance, the

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As an artist, you are probably used to fi nding inspiration through your medium. Perhaps you are most moved with a paintbrush, charcoal or pencil in hand, looking through the eye of a camera or shaping glass or ceramics. It makes sense then that you’d want to find a college that can help you develop your artistic abilities. You’ll want to fi nd a school with a faculty that can guide and inspire

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Robert Klein is a savvy certified public accountant in New York. A graduate of Baruch College, he does accounting and tax preparation for companies and individuals and works with financial and estate planners for his clients. He has put two children through college. Speaking as a tax accountant, what’s the best thing parents can do to prepare themselves to pay for sending their children to

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ADHD is a biological, brain-based problem, but that’s not the same as saying that something is wrong with your child’s brain. There’s a big difference between damage and dysfunction. Damage causes problems with the “hardware” or the basic brain structures. That’s not what happens in ADHD. Although research data show that some brain structures, particularly the caudate, the corpus callosum (which

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When we began looking for scholarships, we made what is perhaps the biggest mistake of the novice scholarship hunter—we started by looking as far away as possible. We were mesmerized by the big prizes of the large (and often well-publicized) national awards. We thought, “If I won just one of these national scholarship competitions, I’d be set and could end my search.” This turned out to be a big

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Any parent is eligible to apply for a PLUS loan without regard to financial need. There is no minimum, and the amount borrowed can be up to the total cost of attendance minus any other financial aid received. These loans come in two types: a Federal PLUS Loan (Direct PLUS Loan), and a FFEL (Federal Family Education Loan Program) PLUS Loan. Description: A federally insured loan program available

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The goal of this book is to help you choose a major and a career simultaneously, and to make your choice one that offers the best chances of satisfying you. You’ll go through a series of exercises to clarify your interests, skills, and favorite high school courses. All of these are important factors in the decision—but before you look at those concerns, here are some other factors you’ll probably

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Can you imagine ripping off a student for a piece of cake? Or maybe a candy bar or a handful of popcorn? In 2007, the student newspaper at the University of Texas broke the story that its financial aid office was using treats as a criterion for the lenders that the school endorsed. The staffers in the financial aid office pigged out on free barbecue lunches, after-work cocktails, lasagna,

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Believe it or not, it is possible to underwrite an undergraduate degree at a four-year public institution for a reasonable price without sharing the experience with tens of thousands of other kids. If you don’t assume that bigger is always better—and many people unfortunately do—you may want to seriously investigate public liberal arts colleges. The public liberal arts college is something of an

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English: The INFP does well in class because INFP is usually interested in literature. They probably are avid readers of the Harry Potter series because it is richly metaphorical and depicts relationships and human values. They may also like science fiction books that stimulate their curiosity. They easily take on additional reading that is not required for class. They may find it hard to tear

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So why are so many colleges and universities handing out merit money to students who don’t necessarily need help? Here’s the short, cynical answer: Higher education has gone Hollywood. Collegiate players don’t get to bask at their own Oscar award ceremony, but their reward is just as coveted. Their academic calendars are marked for one big day every year when U.S. News & World Report releases its

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Federal Aid and the FAFSA For many students, the greatest source of fi nancial aid for higher education is the federal government. To be considered for federal grant and loan programs—including Stafford loans and Pell grants—students must fi le a Free Application for Federal Student Aid (FAFSA). The earliest you can apply is January 1, so make it your New Year’s resolution to complete it as soon

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Here are some problems you may encounter in submitting your FAFSA form: • Wrong Social Security Number or Incorrect Name. If you have submitted an application using an incorrect Social Security number or the wrong name, there is no recovery; you will have to fill out a completely new FAFSA form. • Name Change. If your name changes because of marriage, adoption, or other reason, a previously

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English: This type likes the fact that literature is open to many interpretations. The ENTP explores the possible motives and reasons why a protagonist may act in a certain way. Poems are also something that triggers their imagination. They will like teachers who invite student discussion and include multiple points of view. They will not like teachers who do not deviate from a structured

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Once you have started putting money aside for college, your next decision is where to save or invest it. CDs? Savings bonds? Mutual funds? A state-sponsored college-savings plan? The answer depends primarily on the amount of time you have left before you’ll start writing tuition checks. In this article, we’ll describe the best choices for your long-term investments—funds you don’t need to touch

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The federal government has several plans that offer funds—though nowhere near a free ride—to students with financial need. Some students are able to combine these grants with scholarships from the college, state funds, and private sources to put together a package. Similarly, many states offer grants to students with financial need or special circumstances. Consult your state’s higher education

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Deciding on a major is a big step, but you may be relieved to know that you’re not signing your life away when you decide. Most majors allow some flexibility to tailor your classes to your particular interests. And if the major doesn’t work out for you, you can switch majors at a later time. Let’s begin the process of decision making by looking at what some of your options are. What Is a Major?

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If you’re motivated, billions of dollars in private scholarships are waiting for you to chase after them. Luckily, all this money isn’t just reserved for the egghead kid who will eventually have to decide whether he or she will turn down the admission offer from Harvard or Yale. Plenty of regular kids can earn them too. But ultimately, only about 7% of students win one. Before learning more

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My daughter was in middle school when she started talking about colleges. One night at dinner, she told my husband and me that she wanted to attend the University of California, Berkeley, or maybe UCLA. We knew why she focused on these state schools. Her friends were talking about them. We happen to live in California, where, according to The Chronicle of Higher Education, 84% of students end up

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English: This student could be quiet and unassuming about this subject that really speaks to their hearts, but they are shy about revealing this to others because they are private people. They do not like a teacher who would call on them, unless they raised their hand with a carefully thought out answer. They like a teacher who understands that they are listening and are on task, even if they do

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While talking to a friend one afternoon I watched her work herself into a tizzy about her inability to qualify for financial aid. She hadn’t even applied yet, but she had convinced herself that her daughter’s chances of getting a free handout were zilch. When I asked the stay at home mom why, she explained that the family had a decent amount of cash stuffed in retirement accounts, and her small

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Selecting a college is a diffi cult decision for any student. There is so much to consider—location, number of students, quality of education, campus life and much more. For creative students like you, the decision can be even more complicated. In addition to the usual factors is how well the college will prepare you for a professional career in the arts, how you may select a double major

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A section of the FAFSA dealing with various tax credits, welfare benefits, retirement savings, and education credits collects information from three separate worksheets you must fill out. (A sample of this section, on the sixth page of the FAFSA Pre-Application Worksheet, is on page 129.) If you are using a printed version of the FAFSA you’ll have to enter the numbers, do the math, and transfer

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English: This type will prefer literature that is in a journalistic style of writing: what, where, when and how. This satisfies their need to know what makes things tick. They will like clearly descriptive essays, short stories and novels about what is, in the non-fiction category. If the teacher prefers novels with high emotional content and allegory this student will likely be turned off. They

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College and retirement are the twin financial towers for many families. Ideally you’d try to build both at the same time, but usually families find themselves forced to concentrate on just one or the other. Which one should take priority? Your own convictions may lead to a natural choice, but if you’re torn, your age is probably the most important variable to consider. The older you are, the

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There are millions upon millions of dollars in scholarship money sitting out there just waiting for the right match between the intent of the donor and the skills or attributes of the recipient. There are scholarships intended to boost particular skills; for example, an engineering association may sponsor scholarships for students who enroll in mechanical engineering programs. There are

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1. Trying to be someone else. This may sound very obvious, and well, it is. But you’d be surprised at how many students don’t heed this simple piece of advice. A lot of students think that they need to be who the admissions officers want them to be; but, in reality, the admissions officers want you to be you. They aren’t looking for the perfect student who is committed to every subject area,

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During an interview at Dickinson College in Carlisle, Pennsylvania, the head of admissions asked my daughter Caitlin this question: “What is the most creative thought you’ve ever had?” Caitlin’s first panicked thought was this: “What? I have no idea.” Then her brain kicked in, and she blurted out something about chopsticks. She told the dean that she wanted to learn how to use chop sticks with

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Every spring, students and parents gasp when they read about the latest student casualties in the college admissions arms race. Each year, has seemed more difficult to get into colleges and universities as the number of high school graduates continued to mushroom. There seems to be bountiful statistics to support this phenomenon that has triggered so many panic attacks. Recently, for instance,

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English: This type will like literature which emphasizes, describes and is grounded in the physical environment, real things and people. The teacher who assigns reading that is primarily abstract and emotional in its story line will not hold the attention of this student. Hemingway’s Old Man and the Sea and readings of Mark Twain are right up their alley. Homework that emphasizes variety in

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To earn a spot in a respected college’s freshman class, teenagers know the drill: Earn good grades and test scores and show schools that they are great students with promising futures. Despite all the years of preparation that precedes those coveted admissions letters, many families flunk at something that’s also critically important: maximizing their chances for financial aid. It’s important to

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You will normally feel a great sense of relief after the interview, just because the whole process can be a bit nerve-wracking. If, at the end of the interview, the USCIS officer verbally informed you that your application was approved, you have reason to be happy. However, bear in mind that the decision is not official until you receive written confirmation of the decision. APPROVAL OF

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If the student answers “no” to all of the following questions, he or she is still considered dependent upon parents. Questions include: • Were you born before January 1, 19XX? (1982 for the 2005–2006 form; the year increases by one with each successive academic year.) • Are you working on a master’s or doctorate or other graduate certificate? • Are you married? • Do you have any children who

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You may be aware that many functions in our body, including production of hormones and other body and brain chemicals, are controlled by specific genes—the molecules of DNA that tell our cells how to develop and behave. You may not, however, have a clear idea of how this really works, and the fact is that scientists did not either until fairly recently. Mapping the human genome has helped

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Art with my infants was a happy time. Above their crib I rigged elaborate trapeze acts, finding moving objects and creating sculptures overhead. There were no crib mobiles for this artist’s children. My high wires extended from doorknob to the ceiling, until it was hard to enter the nursery. I still share photos of these creations with my art class and talk about what they would build above a

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Before we get much deeper into discussions of ways and means to pay for college, let’s open the classroom for a definition of terms for types of financial aid offered to students by government, private sources, and schools. Federal programs are uniform across the nation, but state and private funding (including scholarships and aid offered by the colleges themselves) may differ slightly from

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What are the essential elements of a thorough evaluation to diagnose ADHD? A thorough evaluation of ADHD requires the recording of a detailed history from parents, a discussion with or observation of the affected child, and some backup evidence from someone outside the home. A qualified doctor can accomplish this at an appointment with you and your child. Although the diagnosis will generally be

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On a sunny autumn day in San Diego, scores of college guidance counselors from across the country resisted the temptation to walk along the city’s famous beaches. Instead they grabbed seats in a chilly, windowless room. The counselors, who were attending the College Board’s annual convention, had shown up for one reason—to learn the secrets of writing a successful college essay. Not surprisingly

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In 2007, a food science professor at Clemson University made national headlines for debunking a belief that mothers of toddlers and millions of other Americans have held for years: If you drop your peanut butter sandwich, a pacifier, or anything else, you can still safely stick it back in your mouth if you pick it up quickly. The researchers, however, concluded that even five seconds leaves

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English: Papers will be written clearly in a journalistic style, handed in on time without any wandering sentences. The typical literature studied in the classroom is likely to be somewhat mysterious to them such as Beowulf. Nevertheless, they will persevere and remain on task in reading the entire assigned list of books. They will also give their opinion in class especially if the book blends

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Sometimes, a school wants a hot prospect so badly that it will twist its financial aid rules into a pretzel. That’s got to be what happened when an elite West Coast school reeled in an exceptional student who just happened to be sitting on a $500,000 trust fund. A financial aid administrator could have run the numbers any way he wanted, but this teenager still wouldn’t have qualified for

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The process of applying for U.S. citizenship begins with a personal decision. You must first decide that you want to become a naturalized citizen. A permanent resident of the United States is not required to become a citizen. This article sets forth the advantages as well as some possible disadvantages of becoming a U.S. citizen and can help you make this important decision. If you decide you

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The doorway to nearly all federal grant and loan programs and most state and institutional (direct from the college or university) funding is through the Free Application for Federal Student Aid, universally referred to as the FAFSA form. Some programs are even more demanding of information, requiring an additional privately managed document, the CSS/Profile. And depending on your particular

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Many children do outgrow ADHD. However, the latest data suggest that 50% to 70% of children continue to have some symptoms of ADHD in adolescence, and as many as 50% have persistent ADHD in adulthood. However, even in persistent cases, the number of symptoms decrease during adolescence and usually decrease further in adulthood. The types of symptoms also change. Hyperactivity and impulsivity

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From elementary school to college, future art teachers study adult art. In darkened art history rooms they view art history. Visits to the shrines of the masters and studio art classes are the art teacher’s inheritance. Future art teachers of children are introduced to an art world without child art. Adult art is presented as the gold standard—what to admire and work toward. Conventional

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Room and Board The figure listed for “room and board” under a college’s list of tuition and fees may seem like a fixed, unavoidable cost, but there are things you can do to lower this amount. 1. Compare dormitory options. Does your child sign up for a more costly single room or another type of premium housing, or a lower-priced double, triple, or quad room? 2. Consider off-campus housing. In

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No. There are many potential causes for behaviors similar to that seen in ADHD. Children with language disorders who have difficulty understanding and/or expressing themselves can appear inattentive. Their experience may be similar to listening to a foreign language in which words are picked up only here and there. Because they do not always understand what a teacher is saying, such children

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Every parent knows that many teenagers don’t test well. Some are slow readers. Others freeze when they are stuck in a room with a test booklet and well-sharpened No. 2 pencils. Some kids ace the reading section and stink on any math question that requires more than a working knowledge of Algebra 1. Still others are handicapped by their high schools, which don’t prepare them as well as schools

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Ever wonder where U.S. News & World Report and the other college guides get their statistics? You might have assumed that collecting all those figures must be incredibly labor intensive. Imagine calling hundreds or thousands of schools to ask about the average financial aid package, graduation rates, test score ranges, and many other mind-numbing figures. Researching colleges, however, isn’t

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English: The ESFP is very social and often gregarious, they may enjoy literature that describes social conventions such as The Great Gatsby. They usually support social traditions and may not appreciate literature with an abstract, philosophical bent. A highly detailed book that describes the social scene well will really bring the story alive for this type. Literature that defies social 

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While colleges and universities routinely grapple with their financial aid policies, very few agonize about it publicly. But that’s what administrators at Reed College in Portland, Oregon, did when they discussed the school’s financial aid evolution in a candid article that appeared in its alumni magazine. Learning how Reed juggles the needs of its students with its own priorities can help

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Applicants must fulfill many requirements to become a citizen of the United States. Some requirements are a matter of passing a test and others are a matter of learning U.S. history and being sure that you can swear allegiance to the U.S. Constitution. Others requirements are a matter of time and residency. One of the most important requirements is that of being a permanent resident alien in

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It’s not easy for a student to be able to claim to be totally independent of his or her parents. Colleges will assume that a child is dependent upon his or her parents, and will use the family’s financial information in determining financial aid, unless the student meets certain criteria. A child cannot simply make a declaration of nondependency, nor is a parent’s refusal to provide support 

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Yes. The DSM-IV-TR identifies three subtypes of ADHD. Some children have symptoms that suggest a mainly hyperactive–impulsive type. To meet criteria for this subtype, a child must exhibit six or more symptoms (including restlessness, frequent interrupting, or talking excessively; see Table 2 for the list of core symptoms). The second subtype emphasizes inattention. To have a diagnosis of this

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The bottom drawers of the large green built-in cabinet in my childhood bedroom were like a giant treasure chest. I can’t recall the objects in the drawers, but I still remember the joy of taking things out, discovering objects one at a time, and hearing them drop on the hardwood floor. I remember the piles I created and my mom putting everything back, so I could start excavating all over again.

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College is expensive. That’s a fact. It is also true that there are many ways to reduce the bottom-line price by thousands of dollars, tens of thousands, and even more. There is, alas, no magic wand; it takes hard work and sacrifice—by the parents (and grandparents and extended family in some cases), and by the student. Here, then, are the core strategies for a family with a college-bound 

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At what age might I begin to worry about whether my child has ADHD? Can ADHD be diagnosed in a preschooler? ADHD can be diagnosed in a child as young as 3 years of age. Signs of ADHD in preschoolers may include a noticeably high activity level, inability to persist with tasks, problems in following group instructions, poor behavior modulation, difficulties with social interactions, unending

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During one summer vacation, BusinessWeek ran an article about private college counselors who charge families as much as a new Lexus to advise them. The teenagers interviewed for the story didn’t want their names divulged. Perhaps they were embarrassed that their parents were spending the equivalent of a year’s tuition at Harvard to, well, to get them into Harvard. The parents, however, weren’t

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Back in 1998, the Pew Charitable Trust gathered a group of higher education big shots to discuss new approaches to measuring quality on college campuses. While colleges and universities have historically had to toe the line with various accreditation bodies and jump through hoops with governmental licensing requirements, much of this involved busy work that had nothing to do with whether a child

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English: This student will like the teacher who requires a chapter to read in the assigned novel and then follows it with a quiz, all the better if this is done on a weekly schedule that is predictable. The ESFJ does not like teachers who skip around and grade with different methods. They do not appreciate surprise assignments or quizzes. This student’s written reports however, will likely be

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When kids hit the teenage years, many families begin to worry about paying the college tab. It’s about then that people start obsessing about financial aid. Parents who conclude that they didn’t save enough start hoping that a fat aid package will magically materialize in their mail box. Others who have saved money worry that their industriousness will unfairly jeopardize their chances of

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There are some risks to applying for U.S. citizenship. The biggest potential disadvantage to applying for U.S. citizenship is that by applying for naturalization, you give USCIS a reason to review your total immigration history. So, if you have done anything that leaves a negative imprint on your immigration status, then you are exposing yourself to serious risks, including deportation or removal

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Action learning is a continuous process of learning and reflection that happens with the support of a group or ‘set’ of colleagues, working on real issues, with the intention of getting things done. The voluntary participants in the group or ‘set’ learn with and from each other and take forward an important issue with the support of the other members of the set. The collaborative process, which

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Action learning builds on the relationship between reflection and action. Learning by experience involves reflection, ie reconsidering past events, making sense of our actions, and possibly finding new ways of behaving at future events. We believe that reflection is a necessary precursor to effective action and that learning from experience can be enhanced by deliberate attention to this

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How many times have you used the word smart to describe students in your classrooms, wondering if they might be just a bit smarter than you or at least may become so sooner than you would like? What do we mean by smart? Does it mean intelligent, witty, creative, or just clever? It may well be just the ability to adapt to one’s environment as in street smart. Does smart mean the same thing as

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To define intelligence we must first consider the theories and the research done by the individuals who proposed the theories. We have already examined three prominent ones. In addition, the word itself should be analyzed. The root of the word intelligence is intellegere, Latin for “to understand.” Intelligence implies a general mental capacity that varies from person to person and fluctuates

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Another way of considering the uses of action learning is to view them in terms of different approaches or ‘schools’ of action learning. Action learning has developed according to different philosophies of learning and change that in turn have influenced its design and practice. For more detail on philosophies of learning, readers may refer to Part II and Brockbank and McGill (1998). Marsick and

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Early admissions is a complex and constantly changing game. In recent years the cast of characters has grown significantly, with more and more colleges entering the competition for the best students. But still the true rules of applying early are rarely known to students and their parents. In the interest of leveling the playing field, we devote this article to uncovering the mystery of early

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Working with action learning presumes a core of values, ideas and assumptions that are worth making explicit at this stage in the handbook. Action learning is very different from traditional methods of education, learning and most forms of training and development. We review below some of the core values that are essential to action learning. The section below is not intended to be conclusive –

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Reinforcing the idea of mutuality is the idea of learning as a social process. The idea of learning as a social and collaborative process sits strangely on our traditionally competitive Western education system, with its emphasis on detachment and distance. When the social context of learning is recognized, and collaboration is valued rather than penalized, the significance of relationship in

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The current early admissions system is the product of a multitude of decisions by colleges, applicants, and other participants, such as parents and counselors. College admissions is like an ecosystem, with some short-lived and some long-lived species. The students, who pass through briefly, merely respond to the environment they encounter. The colleges, by contrast, reside in the system for many

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The right of schools to randomly test students for drugs has been debated in the courts for years. In a landmark 1995 decision Vernonia School District v. Acton, the US Supreme Court ruled that schools could test student athletes for drug use. Three years later the US Court of Appeals for the Seventh Circuit (covering Illinois, Indiana, and Wisconsin) extended the right to test all participants

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In the mid-nineteenth century, Charles Darwin articulated his theory of evolution, which argues that human beings evolved, over the course of millennia, from more primitive animals. This theory conflicts with the account of man’s creation in Genesis, wherein Adam is created by God as the first fully formed human, having no predecessors. Adam’s creation is the act of an “intelligent designer,”

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Jean Fetter, the former dean of admissions at Stanford, wrote: “I would be willing to wager that an overwhelming percentage of Early Action and Early Decision candidates are white students who come either from select private high schools or from established public high schools in higher-income neighborhoods with well-informed college guidance counselors. They are mostly the children of college

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First, the use of the “ relevance ” disclaimer is absolutely necessary because there are obviously circumstances under which no amount of instruction will produce any learning at all. I’ve already provided a purposefully absurd example of this in the form of instruction being delivered in a language unfamiliar to the learner, but even the classic learning total-time hypothesis eluded to earlier

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